Applying for a Mortgage When You Are Self Employed

Applying for a Mortgage When You Are Self Employed

Getting a mortgage is one of the more stressful aspects of buying a house!  There are so many hoops to jump through in order to prove you can afford to pay the loan back.  Ever since the big credit crash in 2007, banks and building societies are much more careful about who they lend to, […]

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Dealing with Redundancy Issues

Dealing with Redundancy Issues

You may have been told that you are at risk of redundancy if your employer has one or more jobs they no longer need or can afford.  You employer is free to choose who they make redundant, but there are still rules they should follow! When you first become aware that you are at risk […]

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The Costs in Buying a Home

The Costs in Buying a Home

If you have ever thought about buying a house or flat, you will know that it can be a very expensive time in your life!  Here are a few hints about what to expect financially when buying a home. Upfront Costs The main costs you will face upfront include the deposit, which is around 5%-20% […]

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Managing the Affairs of Another Person

Managing the Affairs of Another Person

When the time comes to take over the day to day running of a loved one’s affairs, such as in circumstances when dementia is affecting their decison making, you will need to get what is known as “power of attorney”. The power of attorney is a legal document which grants someone the authority to deal […]

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All About Schools Admissions in The UK

All About Schools Admissions in The UK

All children in England aged between five and 16 years of age are entitled to a free place at a state school. Parents have the right to have some say as to which schools their children attend, but there are laws dictating the terms of these choices. Different schools have admissions criteria depending on how […]

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Human Rights and the Human Rights Act

Human Rights and the Human Rights Act

The Human Rights Act 1998 applies to everyone in the UK, regardless of their reasons for being here. Since the law was passed in 1998, the rights that the act describes must be respected and upheld by the UK government and any other public authorities without exception. The Human Rights Act in the UK backs-up […]

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Writing a Will: Do You Need to Make A Will?

Writing a Will: Do You Need to Make A Will?

Lots of people wonder if they need to bother writing a will if they do not have children or are not married.  Currently in the UK, there is a trend for couples to live together before they get married, and in lots of cases the rate of marriage is declining, with many couples choosing not […]

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Employment Information: Flexible Working Hours

Employment Information:  Flexible Working Hours

Flexible working means making changes to the hours and times when an employee is contractually obliged to work.  This coulkd be part time working, flexi-time, job sharing or working from home.  Many employers recognise the value of allowing their staff to have some flexibility regarding their working hours and employers are free to decide themselve...

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