When the time comes to take over the day to day running of a loved one’s affairs, such as in circumstances when dementia is affecting their decison making, you will need to get what is known as “power of attorney”.

The power of attorney is a legal document which grants someone the authority to deal with financial affairs.  This can be limited to certain matters, or it can cover everything for an extended period of time, known as lasting power of attorney.  The lasting power of attorney can branch into healthcare decisions, financial affairs and property too.  The circumstances when a lasting power of attorney might be needed include dementia, mental health problems and brain injury to name a few.

It is important that these powers are granted before the situation gets beyond help – the person in question needs to be able to sign certain forms and declare that it is their wish for the named person to become the sole dealer in their affairs.